Our Operating Brand


Smiling couple looking at a smartphone, representing Applied Data Finance’s personalized and human approach to delivering fair and accessible personal loans through its platform

Personal loans with a human touch

Our platform enables access to credit at rates and terms tailored to each customer's financial situation.

Meet Personify Financial

ADF’s AI-powered Personify Financial online lending platform fills the void left by traditional lenders by tailoring loans to each customer's financial situation. Visit Personify Financial.

Personify's Core Operating Principle: C.A.R.E.

We are committed to delivering consumer-friendly products with strict adherence to all state and federal regulations. Our core principles reflect this commitment.

Clear

We will strive to ensure our customers understand every aspect of products on our platform.

Affordable

We will match borrowers only with loans they can afford to repay.

Responsible

The loans are designed to be repaid and not trap consumers in debt.

Empowering

We will provide our customers information and tools to build a better financial future.

Personify Financial accredited with Better Business Bureau A+ rating
Personify Financial customer rating of 4.6 out of 5 stars on Credit Karma
Personify Financial customer rating of 4.7 out of 5 stars on Birdeye
Personify Financial customer rating of 4.8 out of 5 stars on Trustpilot
Personify Financial customer rating of 4.7 out of 5 stars on Google Reviews

Personify has a 75 Net Promoter Score¹, significantly outperforming the average Net Promoter Score of 32 among competitors.²

Ratings data as of 10/2024

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1 - 2024 Personify Net Promoter Score from Birdeye
2 - 2024 Competitor Net Promoter Score from 2024 Global Banking NPS Benchmarks Report