CEO of 76 West Holdings, a private investment firm with a focus on the financial services industry. He is currently and has previously served on the boards of numerous financial services innovators, including Prosper financial. Earlier in his career Eric served on the Management Committee of Goldman Sachs, where he was co-CEO of the Global Equities and Investment Management Divisions. He graduated from the Wharton School of the University of Pennsylvania with a B.S.E., summa cum laude, and M.B.A. in 1984 and 1985, respectively.
Co-founder and Executive Chairman
Founder and CEO of Arena Investors, Co-founder and board member of North Mill Capital and North Mill Equipment Finance, and Managing Member of Zwirn & Co. Former Founder, Managing Partner and CIO of D. B. Zwirn & Co., which along with its affiliates had over 1,000 employees worldwide, $6 billion of equity capital and $12 billion of assets. He founded approximately 75 specialty finance-oriented exclusive joint ventures and businesses throughout North America, Europe, Asia/Pacific and Latin America. He serves on the boards of The Brookings Institution, Barnard College of Columbia University, and the Jerome Fisher Program in Management & Technology at the University of Pennsylvania. He received an M.B.A. from the Harvard Business School in 1998 as well as a B.S. in Economics and a B.A.S. in Computer Science, both cum laude, from the University of Pennsylvania's Wharton School and Moore School of Electrical Engineering, respectively, in 1993.
Co-founder, President and CEO
Founder (2003) & CEO (until 2009) of Global Analytics, a leading financial services and technology company which focuses on serving under-banked consumers via strategic partnerships with, amongst others, Wells Fargo & Company, MasterCard, Barclays, etc. Global Analytics drove the creation and growth of Lending Stream to become one of the largest online lenders in the U.K., which has originated $300MM of loans to 300k customers. Krishna is the inventor of FICO's Falcon fraud detection system, where he led a team of 120 people and created what became the most successful product in the history of payment systems. Krishna has 20+ years experience in predictive analytics and data science and generated multiple patents. His 1998 patent on "Risk Determination and Management Using Predictive Modeling and Transaction Profiles for Individual Transacting Entities" is referenced by 277 other patents. Krishna earned a M.S. in Computer Science from the University of Waterloo in 1988.
Broud Kuhn, CMO. 22 years relevant experience. SVP Digital and Direct Marketing at SunTrust Bank. VP Marketing Strategy at Washington Mutual Card Services. Previously at Capital One Financial.
Jack Cohen, General Counsel and Chief Compliance Officer. 30+ years relevant experience. General Counsel & SVP of Westlake Financial Services. Formerly, SVP of Legal & Collections for Lending Club.
Glen Freter, CFO. 30+ years relevant experience. VP, Chief Accounting Officer of Encore Capital. Consultant, BioMed Realty Trust. Sr. VP and CFO of ICH Corporation/Sybra, Inc.
Craig Nies, CTO. 26 years relevant experience. Chief Analytics Officer at Think Finance. VP of Software Development at Opera Solutions. Chief Architect at Global Analytics.
Naren Nayak, Senior Vice President, Head of Capital Markets. 20 years relevant experience. Former Single Family Pricing Transaction Executive at Freddie Mac. VP of Securitized Products at Morgan Stanley. Associate Director of Asset Securitization at Barclays.
Jonathan Pike, Vice President, Servicing. 30+ years relevant experience. Vice President, General Manager at Systems & Services Technologies (SST). Senior Director at TransUnion. Previously at Direct Merchants Bank.
Sriram Rangarajan, Vice President, Analytics and Technical R&D. 11 years relevant experience. Former Head R&D, Global Analytics.
Shibani Patnaik, Vice President, Product and Project Management. 13 years relevant experience. Former General Manager, Lending Stream. Analytics Project Manager at Global Analytics, Software Engineer at ID Analytics.
Lakshmi Rajamani, Vice President, India Operations. 12 years relevant experience. Former Head of India Operations at Global Analytics.
Gopalan Raman, Director of Human Resources. 12 years of relevant experience. Former Head of Human Resources at Global Analytics.
Regulatory & Compliance
Non-Executive Chair of Ocwen Financial Corporation. Former Chief of the Homeownership Preservation Office of the U.S. Department of Treasury. Former President of Washington Area Women's Foundation. Former President of Community Development Banking, Bank of America.
Former deputy director of the U.S. Consumer Financial Protection Bureau (CFPB). Managing Partner of Fenway Summer LLC. Managing Director & Chairman of the Investment Committee of Fenway Summer Ventures. Director of Prosper, Circle, College Avenue and Kensington Vanguard.
Owner of Falling Creek Advisors, Senior Fellow at The Urban Institute, Senior Advisor, National Economic Council for The White House.
Data Science & Analytics
Former EVP and Chief Risk Officer of Wells Fargo. Previous roles at Wells Fargo include business manager of the national home equity group, Chief credit officer of the home and consumer finance group, and leader of the consumer risk management team.
Former CEO of FICO. Analytic Research Fellow at Fair Isaac Corp. (FICO). Vice President of Research & EDM Applications at FICO. Chairman of The Board of Global Analytics, Inc. Member of Board of Advisors of Scorelogix LLC.
Former CIO, Director of Communications and Director of Security of the Central Intelligence Agency (CIA). President of Wade Associates, Inc. Member of Board of Directors at IdenTrust, Inc., Detica DFI, Composite Software, Applied Communications Sciences, and VeriFIDES Technology Corp
Large-Scale Consumer Finance
Executive Vice-President of CIBC. Wholesale Bank CIBC Global Management Committee. Member of Asset and Liability, Risk Management and Lending Committees of CIBC. CEO of First Caribbean International Bank. Chairman and CEO of Amicus Bank.
Co-founder and CEO of First USA. Co-founder and CEO of Juniper Financial. Managing Partner of Gabriel Investments. Chairman of The Governors Woods Foundation. Co-founder, Chairman and CEO of Energy Plus.
Marketing & Branding
Co-founder and CEO of Seamless. Managing Member of Oxygen Capital Partners, LLC.
Co-founder of Vine (acquired by Twitter). Advisor to Twitter. CTO of Jetsetter. Engineering Manager of Yahoo.
CEO of legalzoom.com. CEO of StudioDirect. Co-founder and CEO of Castling Group.