A new, fair and responsible consumer lending platform
Traditional finance has underestimated tens of millions of Americans. Our platform offers them access to credit with fair and responsible terms.
More predictive than industry benchmarks
Rich datasets and unmatched AI power the accuracy of our scalable, real-time credit decisioning systems.
Laser-focused on customer success
We are committed to financial inclusion, and operate under the principle that we only succeed when our customers do.
Personal loans with a human touch
Our platform enables access to credit at rates and terms tailored to each customer's financial situation.Learn about Personify Financial
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1 AI models' predictive performance measured using the Kolmogorov-Smirnov (KS) statistic on the ADF portfolio.