Founders

Eric Schwartz

Chairman

CEO of 76 West Holdings, a private investment firm with a focus on the financial services industry. He is currently and has previously served on the boards of numerous financial services innovators, including Prosper financial. Earlier in his career Eric served on the Management Committee of Goldman Sachs, where he was co-CEO of the Global Equities and Investment Management Divisions. He graduated from the Wharton School of the University of Pennsylvania with a B.S.E., summa cum laude, and M.B.A. in 1984 and 1985, respectively.

Daniel Zwirn

Co-founder and Executive Chairman

Founder and CEO of Arena Investors, Co-founder and board member of North Mill Capital and North Mill Equipment Finance, and Managing Member of Zwirn & Co. Former Founder, Managing Partner and CIO of D. B. Zwirn & Co., which along with its affiliates had over 1,000 employees worldwide, $6 billion of equity capital and $12 billion of assets. He founded approximately 75 specialty finance-oriented exclusive joint ventures and businesses throughout North America, Europe, Asia/Pacific and Latin America. He serves on the boards of The Brookings Institution, Barnard College of Columbia University, and the Jerome Fisher Program in Management & Technology at the University of Pennsylvania. He received an M.B.A. from the Harvard Business School in 1998 as well as a B.S. in Economics and a B.A.S. in Computer Science, both cum laude, from the University of Pennsylvania's Wharton School and Moore School of Electrical Engineering, respectively, in 1993.

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Krishna Gopinathan

Co-founder, President and CEO

Founder (2003) & CEO (until 2009) of Global Analytics, a leading financial services and technology company which focuses on serving under-banked consumers via strategic partnerships with, amongst others, Wells Fargo & Company, MasterCard, Barclays, etc. Global Analytics drove the creation and growth of Lending Stream to become one of the largest online lenders in the U.K., which has originated $300MM of loans to 300k customers. Krishna is the inventor of FICO's Falcon fraud detection system, where he led a team of 120 people and created what became the most successful product in the history of payment systems. Krishna has 20+ years experience in predictive analytics and data science and generated multiple patents. His 1998 patent on "Risk Determination and Management Using Predictive Modeling and Transaction Profiles for Individual Transacting Entities" is referenced by 277 other patents. Krishna earned a M.S. in Computer Science from the University of Waterloo in 1988.

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Management Team

Advisory Board